The Times Leader

U.s. Shift To Debit Boost For Card Issuers

NEW YORK — As Americans see their home prices plunge, bills climb, and credit lines shrink, they are swiping their credit cards less and their debit cards more — and Visa and MasterCard are still ...
Digital Transactions

Back to the Drawing Board on Debit Rates: Sorting Out Winners and Losers

Peter Lucas December 29, 2025 Acquiring, Competitive Strategies, Debit Cards, E-Commerce, Issuing/Originating, Law and Regulation, Mobile Commerce, Point-of-sale, Pricing, Transaction Processing [Aug.
Business Wire

PULSE® Study Finds Debit’s Importance to Consumers Continues to Increase

HOUSTON--(BUSINESS WIRE)--More U.S. consumers are using debit for more transactions and are spending more in the process. The 2024 PULSE Debit Issuer Study, commissioned by Discover® Financial ...
Law

Judge Strikes Down Debit Fee Cap Criticized by Retailers as Too High

The Federal Reserve was only authorized by the Dodd-Frank Wall Street Reform and Consumer Protection Act to set a cap that covers issuers’ incremental costs, with lawmakers specifying that “other ...
Digital Transactions

Sorting Winners From Losers in Debit

With merchants prevailing in their long-running legal battle to overturn debit rate caps set by the Federal Reserve, the largest debit card issuers could wind up the biggest losers, while Capital One ...