More buyers are turning to adjustable-rate mortgages, which offer lower initial rates than fixed-rate loans. Some ARMs could shave almost a percentage point off the 30-year fixed rate, recent data ...

January 21, 2025 Add as a preferred source on Google Add as a preferred source on Google Prospective homeowners face a crucial decision when choosing between fixed-rate mortgages (FRMs) and adjustable ...

The share of borrowers applying for adjustable-rate mortgages has increased to its highest level since November 2023. ARMs often come with lower interest rates than fixed-rate loans. But they're also ...

If you're one of the many homeowners who chose an ARM to escape the fixed-rate mortgage climb starting in 2022, you might be eyeing a refinance soon. With ARM rates now adjusting to around 7% APR or ...

Adjustable-rate mortgages, or ARMs, are home loans with fluctuating interest rates. The main difference between adjustable- and fixed-rate mortgages is that fixed-rate mortgages keep the same rate for ...

An adjustable-rate mortgage, or ARM, is a type of home loan with an interest rate that can change over time. Most ARMs have rate caps that limit how much rates can fluctuate when they adjust. The vast ...